Data Protection Policy

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BY ACCESSING THIS WEBSITE, THE BROWSER SHALL BE REGARDED AS HAVING HAD SUFFICIENT NOTICE OF THE CONTENTS OF THIS DATA PROTECTION POLICY, WHICH MAY BE UPDATED FROM TIME TO TIME BY THE FIRM.

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Such notice shall constitute the giving of implied consent by the Browser, to allow the processing of its Personal Data by the Firm, pursuant to the Data Protection Act 1998.It is agreed as follows:

1. DEFINITIONS

In this Policy except where a different interpretation is clear from or necessary in the context, the following terms shall have the following meanings:Browsershall mean any living individual accessing the Website and Content by whatever means;Personal Datashall mean any information (including sensitive personal data) capable of identifying the Browser, which shall include without limitation; names, addresses, telephone numbers, fax numbers and e-mail addresses;Websiteshall mean the website with the URL http://www.lcfresidential.co.uk

2. NOTIFICATION

2.1. The Firm has notified/registered with the Office of the Information Commissioner, its intention to process Personal Data pursuant to the Data Protection Act 1998.
2.2. Details of the notification / registration by the Firm are available for inspection at the website address http://www.ico.org.uk, the respective registration number being Z1155019.

3. INFORMATION WHICH MAY BE COLLECTED

3.1. Personal Data may be requested by the Firm, or voluntarily forwarded by the Browser through one of several electronic mail hypertext links, present in the body of the Website.
3.2. The Firm shall not request, collect or process any sensitive Personal Data from the Browser, without express written consent.
3.3. Anonymous non-personal information may be collected by the Firm from the Browser, such as the number of visitors to the Website in a given period, but it is purely statistical and cannot be used to identify an individual Browser. This information may be obtained through the use of Cookies. The Browser may prevent the use of Cookies by configuring its web browser accordingly. This action may hinder some of the Website functionality, for which the Firm shall not be responsible.

4. USE OF PERSONAL DATA

4.1. The Personal Data collected by the Browser may be utilised by the Firm to contact the Browser by electronic mail, postal mail or telephone, to communicate details of the Firms;
4.1.1. Legal services;
4.1.2. Events and seminars;
4.1.3. Publications and bulletins;
4.1.4. News
.4.2. The Firm affords the Browser an opportunity of opting out of receiving any unsolicited marketing communications. To opt- out of receiving any communications, the Browser must send an electronic mail headed “OPT-OUT”, by clicking here .

5. DISCLOSURE OF PERSONAL DATA

5.1. The Firm may use the Personal Data to help it make credit decisions about clients. Accordingly, the Firm may where necessary and appropriate, disclose the Personal Data to a credit reference agency.
5.2. For the protection of all its clients, the Firm also operates money laundering reporting procedure. The Firm may, in certain circumstances disclose Personal Data to the appropriate authorities in relation to any suspicion of money laundering.
5.3. The Firm may disclose Personal Data if required to do so by law or in the good-faith and belief that such action is necessary to:
5.3.1. confirm to the edicts of the law or comply with legal process served on the Firm;
5.3.2. Protect and defend the rights or property of the Firm, or the other users of the Website;
5.3.3. Act under exigent circumstances to protect the personal safety of other users of the Website or the public.

6. TRANSFERS

Sometimes the Firm may need to transfer Personal Data to countries which do not provide the same level of data protection as the United Kingdom. If the Firm does need to make such a transfer, then it undertakes to put a contract in place to ensure that the Personal Data is adequately protected.

7. DATA SECURITY

7.1. The Firm takes appropriate measures to safeguard the Personal Data it holds from unauthorised access or improper use. Specifically, all Personal Data on the Firms marketing client database, is kept entirely separate from the Website.
7.2. The Firm has a strict internal security policy with which members of staff must comply as a condition of employment.

8. COMPLIANCE

8.1. Any enquiries regarding the issue of Data Protection should be directed in writing for the attention of Mr Simon Stell (“Data Protection Compliance Officer”) at One St. James Business Park, New Augustus Street, Bradford, West Yorkshire, BD1 5LL, or by telephone +44 0274 848800.
8.2. Under the Data Protection Act 1998 (in England and Wales – equivalent legislation may be in force in other countries within the European Community), the Browser may request details of any Personal Data held or processed by the Firm.
8.3. Please send such requests in writing to the address above, marked for the attention of the Data Protection Compliance Officer. The Browser shall be required to pay a statutory fee of ñ0.00.
8.4. If the Browser believes that any information held about it by the Firm is incorrect, inaccurate or incomplete, the Browser must write without delay to the Data Protection Compliance Officer, highlighting the corrective action to be taken. If any information is found to be incorrect, it shall be corrected promptly.